Blog
Press Release: Proud Sponsors of the 2023 Wilmington NCDS Missions of Mercy Free Dental Clinic
Our team at AFGAS is proud to help sponsor and volunteer at the Missions of Mercy free mobile dental clinic at the First Baptist Church Activities Center in Wilmington from November 3 - November 4, 2023. Missions of Mercy is a...
Read MorePress Release: Cooke Capital and Allegiance Financial Group Announce Rebrand
As of Nov. 1, wealth management firms Cooke Capital and Allegiance Financial Group have rebranded to serve clients as one unified team. Operating under the name Allegiance Financial Group Advisory Services (AFGAS), both offices will...
Read MoreThree Financial Planning Steps to Take Before Year-End
As we dive into the fall season, now is a great time to tidy up your finances and prioritize for the upcoming year. Most likely, your financial situation and goals have shifted somewhat, if not significantly, over the past year and...
Read MorePress Release: New Additions to the Allegiance Financial Group Advisory Services Team
Allegiance Financial Group and Cooke Capital are thrilled to announce the recent additions of Keisha Franzen and Brett Thompson to our AFGAS RIA team, marking an exciting expansion for our organization. Joining us in March of this year...
Read MoreSECURE Act 2.0 Allows Unused 529 Funds to be Rolled into a Roth IRA
This new law takes effect next year. Here’s what you need to know to prepare. Parents and other family members no longer need to worry about what happens to their child’s 529 plan if they have a remaining balance upon...
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How the Dental 401(k) Plan Works
Teamwork makes the dream work in your dental practice. In business, and especially in a tightly knit work environment like a dental office, it’s imperative to develop a loyal team that works well together. As a practice owner,...
Read MoreWomen in Dentistry: Take Control of your Finances and Future
As women, we often feel like we have to “do it all.” As a successful dental professional, you probably have many roles: meeting with patients, running your dental practice, managing family responsibilities and allocating...
Read More6 Financial Planning Tips for Female Dentists
Dentistry may be a male-dominated field, but the times are rapidly changing. More women than ever are dentists, with even more in dental school. As a financial advisor who specializes in working with dentists, I’ve watched this...
Read MoreThe Backdoor Roth: A Valuable Tool for High-Income Earners
High-wage earners, such as dentists, often face a conundrum: they need to save more to enjoy a quality of life in retirement that is comparable to the one they enjoy now; however, some retirement accounts, such as Roth IRAs, have...
Read MoreHow to Effectively Pay Down Debt...Do You Know Where to Begin?
Managing debt can be extremely overwhelming. Don’t know where to begin? This article is for you! Get started by listing out all debt you have, including the type, balance, interest rate, and monthly payment. Don’t forget to...
Read MoreWhy You Need a Financial Roadmap...Do You Know How to Build One? Tips on How to Get Started
A roadmap is a useful tool to build your own financial plan and track your progress toward your financial and life goals. It allows you to get organized by breaking down the steps needed to achieve your short- and long-term financial...
Read More6 Must Know Financial Tips for Young Professionals
Young professionals face a variety of financial challenges, such as paying off debt, saving for the future, navigating workplace benefits, and starting a family. It can seem overwhelming to understand what you should be doing now for a...
Read MoreCash Balance Plans: A Retirement Planning Strategy to Save Taxes and Create Wealth
With summer’s arrival, you may be dreaming of retirement so that you can enjoy the R&R of the season all year long. As a practice owner, you have a unique retirement planning strategy often favored by high-earning entrepreneurs:...
Read MoreThe U.S. Retirement Crisis – Dentists Aren’t Immune
News headlines have been spreading fear that Americans are not doing enough today to reach their retirement goals. According to the U.S. Global Investors survey, 65 percent of Americans have little or nothing saved for retirement...
Read MoreFive Easy Ways to Create a Budget
Budgeting can seem like an overwhelming or tedious task; however, it is an important piece of a solid financial plan. You cannot plan for your future through saving and investing without understanding your current financial situation,...
Read MoreDo I Need Life Insurance?
September was life insurance awareness month, but it’s not too late to protect yourself and your loved ones before the end of the year. Thinking about death is not easy or fun, but it is important. A common misconception,...
Read MoreHow to Automate Your Finances to Simplify Your Life
Most of us don’t enjoy organizing our finances and tracking expenses, but thanks to technology, with a little work upfront, you can automate several key areas of your financial life. Automation ensures no payments or investment...
Read MorePlanning and Saving is Key for the Young Dentist
Albert Einstein is famously quoted as saying: “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” But it seems dentists, like most Americans,...
Read MoreBeginner’s Guide to Travel Hacking
Where is the first post-pandemic place you plan to travel to? As more individuals are vaccinated and states and countries begin to reopen, the demand for travel will continue to increase, potentially raising trip prices. We all deserve...
Read More10 Popular Financial Myths - Busted
There are a lot of “rules” out there when it comes to personal finance. Financial advice is not one-size-fits-all and varies depending on your personal financial situation. Keeping that in mind, here are 10 common financial...
Read MoreTrading versus Investing: What’s the Difference?
It seems like the stock market has taken over the news lately (ex. GameStop), as individuals have more access than ever through various brokerage platforms and the pandemic significantly increased the popularity of actively trading...
Read MoreHow to Buy Your First Home
Buying your first home is an exciting time, but it also can be an overwhelming process, especially in today’s crazy housing market. It is crucial to proactively plan for this big purchase, and it is helpful to understand the...
Read MoreUncertainty Brings Incentive - a New Type of Retirement Plan
It is no secret that most Americans today are not saving enough for retirement. 55 million workers do not have access to a retirement plan offered through their workplace, which business owners denote to cost and administrative...
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